Niva Bupa Health Insurance Plans

Aspire

A revolutionary health insurance product that rewards you for starting young. With benefits that allows for carrying the unused sum insured forward, freeze the entry age until a claim is paid, cashbacks at renewal, cumulative use of multiyear sum inured, comprehensive maternity coverage and much more!!!

  • Coverage for 2+ hours of hospitalization
  • All day care treatments covered
  • No sub limits on Modern Treatments
  • Get Treatment anywhere in the world
  • Wellness benefits that go beyond OPD

 

ReAssure

Presenting ReAssure, a health insurance plan designed to give you and your family more than you expect from a health insurance plan. From hospitalisation coverage, unlimited refill benefit, safeguard against medical inflation, to giving you a complete cashless experience with coverage for even the consumables.

  • In-patient Care (Hospitalisation)
  • Alternative Treatments
  • Day care treatments covered
  • Domiciliary Hospitalisation
  • Modern Treatments
  • Pre & Post Hospitalisation Medical Expenses

 

ReAssure 2.0

Nothing Seems Impossible!!
Presenting ReAssure 2.0. A comprehensive plan, with many never heard of features, designed to give you and your family more than you expect from a health insurance plan.
From fixing your entry age (until you claim), ReAssure forever benefit, Booster+ benefit to Discounts for staying healthy. A plan that gives you more benefits for staying healthy and provides coverage when you need it. A plan that keeps giving you more, FOREVER!!!

  • ReAssure+ with fixed entry age and ReAssure forever benefit
  • Booster+ (up to 10 times of base sum insured)
  • Inpatient Care (including AYUSH and Day care treatments)
  • Modern Treatments
  • Pre & Post Hospitalization Medical Expenses
  • Annual Health Check-up form day 1

Health Companion

A smarter way to get your health insured.

  • Sum insured up to Rs. 1 crore
  • No room rent capping
  • No claim bonus
  • Alternative treatments
  • Refill benefit

 




















Health Recharge

Niva Bupa Health Recharge is a pocket-friendly super top-up health insurance plan where have to mandatorily choose an annual aggregate claim deductible amount.

  • Coverage Up to Rs. 25 Lacs
  • E-Consultation: Unlimited Tele/online consultations.
  • Loyalty Benefit: Get loyalty addition of 5% on sum insured per year; maximum up to 50%.
  • Pre & Post Hospitalisation Medical Expenses covered up to Sum Insured for 60 days & 90 days respectively.

Health Pulse

Niva Bupa Health Pulse – The plan that makes it easier for you to protect your family’s health with relevant features & great value.

  • Pre and post hospitalization expenses
  • Organ transplant
  • Re-fill benefit
  • Alternative Treatment
  • Annual health check-up from 2nd year onwards
  • No Claim Bonus
  • Day care treatments covered
  • Domiciliary Hospitalisation

Health Premia

Health Premia not only gives you the flexibility to choose the right cover for your needs, but also gives you the option to choose from a varied list of benefits and rewards as per your requirements.

  • Maternity (worldwide) and newborn baby cover.
  • International coverage for specified illness and medical emergencies.
  • In-built travel insurance coverage for multiple trips in a year.
  • Annual health check-up from day 1.
  • Loyalty Additions of 10% in sum insured per year.

The new-age health insurance that takes care of your everyday health needs.

  • Sum insured up to Rs. 25 lac
  • Up to 10 doctor visits
  • Diagnostic check ups up to Rs. 5000
  • Lifetime discount of 10% on premium if you buy at or before 35 years of age
  • Personal health coach

CritiCare Policy

Acquiring critical illness such as cancer, stroke, kidney failure or lung disease is a life changing event which can disrupt dreams and goals for family and wipe out savings. Prepare for any critical illnesses with Niva Bupa, and get the help you need to get back on your feet when your body lets you down.

  • 20 Critical Illnesses Covered
  • Multi-year Policy Tenure Option
  • Direct Claim Settlement
  • Assured Policy Renewal
  • Tax Benefit

AccidentCare Policy

An accident can exhaust the savings of a lifetime and even cause irreversible disability and loss of income. Our AccidentCare Insurance Plan provides cover not just in the case of accidental death but also for permanent total or partial disability, along with a host of other benefits.

  • Accidental Death
  • Permanent Total Disability
  • Permanent Partial Disability
  • Individual and Family Coverage
  • Worldwide Coverage

Heartbeat

A comprehensive solution for you and your family’s health needs.

  • Comprehensive coverage up to INR 1cr
  • Maternity and newborn child benefits
  • International coverage for specified illness and medical emergencies
  • Emergency Medical Evacuation and Hospitalisation
  • Refill benefit for any illness in a policy year

 


Senior First

Presenting Senior First, a health insurance plan designed to give you and your family more than you expect from a health insurance plan. From hospitalisation coverage, unlimited refill benefit, safeguard against medical inflation, to giving you a complete cashless experience with coverage for even the consumables.

  • In-patient Care (Hospitalisation)
  • Alternative Treatments
  • Day care treatments covered
  • Domiciliary Hospitalisation
  • Modern Treatments
  • Pre & Post Hospitalisation Medical Expenses

Personal Accident

A plan thoughtfully designed to provide you and your family with financial assistance, and support for your children in case of an unforeseen event. Live it up to the fullest and be prepared to take on any challenge, planned or unplanned.

  • Coverage options up to 10 Cr
  • Temporary total disablement (TTD)
  • Loan Protector
  • Benefits for your Family
  • Monthly need benefit
  • Broken Bones benefit
  • Accidental OPD coverage

 


Why NIVA BUPA?

  • 89% NIVA BUPA CLAIMS SETTLEMENT RATIO
  • 28,99,143 NUMBER OF PEOPLE INSURED
  • 1141 CroresCLAIMS SETTLED FROM INCEPTION

Insurance is the subject matter of solicitation | **Niva Bupa Health Insurance Company Limited (Formerly known as Max Bupa Health Insurance Company Limited). IRDAI Reg. No. 145.'Bupa' and HEARTBEAT logo are owned by **Niva Bupa Health Insurance Company Limited (Formerly known as Max Bupa Health Insurance Company Limited)and used under license by us.Regd. Off. First Floor , C-98, Lajpat Nagar, New Delhi - 110024. CIN No U66000DL2008PLC182918 www.nivabupa.com. Fax +91 11 30902010 Helpline: 1860-500-8888.*Niva Bupa processes pre-auth within 30 minutes for all active policies, subject to receiving all documents and information(s) up to Niva Bupa's satisfaction. The above commitment does not include pre –authorization settlement at the time of discharge or system outage. ** Maternity claim would be Cover for New Born child from Day 1 is applicable where maternity claim is payable. Maternity claim would be payable after we have received at least 3 continuous annual premiums for the Insured Person in respect of whom a claim is made.